Dec 12, 2018
Key regulatory changes and business trends will drive bank
mergers and acquisitions in 2019, two top bank deal lawyers say on
the latest episode of the ABA Banking Journal Podcast. In the
episode, Jonathan Hightower and Rob Klingler — Atlanta-based
partners at Bryan Cave Leighton Paisner — outline
what to expect in the year ahead, including:
- Larger deals in metro markets, driven in part by the lifting of
arbitrary regulatory asset thresholds in S. 2155 and the lack of
smaller acquisition targets in major urban markets.
- Acquisitions of smaller rural banks by investor groups and
management teams seeking an alternative to de novo formation that
provides a revenue stream from day one.
- More acquisitions by smaller community banks with solid deposit
bases and greater flexibility to finance deals with debt.